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FY 2025-26 / AY 2026-27
Income Tax Calculator
Compare Old vs New tax regime. Instantly see which one saves you more.
Educational estimate only. This calculator is not tax, legal, or investment advice. Tax rules, deductions, surcharge treatment, and cess may change or vary by circumstance; verify results with a chartered accountant or qualified advisor before making decisions.
New Regime saves you 1.01 L
That's 8,450/month more in your pocket
Monthly
1.00 L
take-home
Eff. Rate
0.0%
of gross
Gross Annual Income
₹
01Cr
DeductionsOld regime only
Total deductions (Old): 2.75 L incl. standard deduction of 50K
Tax Comparison
Old Regime
1.01 L8.5%
Take-home: 91,550/moEff. rate: 8.5%
New RegimeBETTER
0Take-home: 1.00 L/moEff. rate: 0.0%
Difference: 1.01 L / year (8,450/mo)
Old Regime
Gross Income12.00 L
Standard Deduction-50,000
80C + 80D + NPS-2.25 L
Taxable Income9.25 L
Tax on Income97,500
4% Cess3,900
Total Tax1.01 L
Monthly Take-home91,550
New Regime
RecommendedGross Income12.00 L
Standard Deduction-75,000
Taxable Income11.25 L
Tax on Income52,500
87A Rebate-52,500
4% Cess0
Total Tax0
Monthly Take-home1.00 L
Calculations are indicative for FY 2025-26 (AY 2026-27). Consult a CA for professional advice.