Economy Indicators
GDP, household savings, bank credit, and state-wise income — sourced from MoSPI and RBI, with definitions kept honest.
FY 2025-26, PE; 8.9% nominal growth.
Real GDP: ₹323.12 lakh crore in FY 2025-26.
Current-price per-capita net national income from MoSPI's rebased series.
Share of GDP in FY 2024-25; not a GNDI ratio.
At a glance
- 01MoSPI's rebased series estimates FY 2025-26 nominal GDP at ₹346.36 lakh crore and real GDP growth at 7.7%.
- 02Household savings were 21.3% of GNDI in FY 2024-25; RBI separately reports net financial savings at 6% of GDP.
- 03RBI reports non-food bank credit of ₹182.07 lakh crore as of the last reporting Friday of March 2025, up 10.9% from March 2024 (RBI sectoral deployment release).
The macro picture in one screen
Headline GDP, growth, and per-capita series — paired so a single year is never the whole story.
Nominal GDP over time
Real GDP growth
Household sector savings
Bank credit growth by sector
GDP, income, and demand-side shares
MoSPI base-year 2022-23 series.
GDP level and real growth
Rebased MoSPI national accounts, with real and nominal GDP shown in lakh crore rupees.
FY 2025-26 composition
Shares are shown as a percentage of GDP. Imports are shown as an absolute demand-side share, not net exports.
Savings are not one number
India's official savings view separates household-sector savings, net financial savings, gross financial savings, and saving in physical assets. The page keeps those definitions separate.
Household savings mix
Comparable RBI component series through FY 2023-24, as a share of Gross National Disposable Income. Newer headline ratios use a rebased series and are shown separately.
Latest household snapshot
Share of GNDI, FY 2024-25 (rebased series).
Share of GNDI, FY 2023-24; latest comparable breakdown.
Share of GDP, FY 2024-25; denominator differs.
Share of GNDI, FY 2023-24; latest comparable breakdown.
Bank credit by major use
RBI's sectoral deployment table tracks outstanding non-food gross bank credit. Personal loans, services, industry, and agriculture are shown separately to avoid hiding household credit inside one total.
Where bank credit sits
Outstanding non-food bank credit by major sector, last reporting Friday of March 2025.
Personal loans
Outstanding, 21 Mar 2025
₹59.5 lakh crore
11.6% YoY
Services
Outstanding, 21 Mar 2025
₹51.6 lakh crore
12.4% YoY
Industry
Outstanding, 21 Mar 2025
₹39.4 lakh crore
7.8% YoY
Agriculture and allied
Outstanding, 21 Mar 2025
₹22.9 lakh crore
10.4% YoY
Housing loans
Outstanding, 21 Mar 2025
₹30.1 lakh crore
10.7% YoY
Credit card outstanding
Outstanding, 21 Mar 2025
₹2.8 lakh crore
10.6% YoY
Education loans
Outstanding, 21 Mar 2025
₹1.4 lakh crore
15.1% YoY
State-wise income table
Sortable current-price NSDP and per-capita NSDP from RBI's state-wise tables. Rows retain their latest published year; Gujarat uses its state DES estimate because RBI leaves the latest cells blank.
| Rank | ||||
|---|---|---|---|---|
| 1 | Sikkim sikkim | ₹5.88 L | ₹40,672 Cr | 2023-24 |
| 2 | Goa goa | ₹5.86 L | ₹92,522 Cr | 2023-24 |
| 3 | Delhi delhi | ₹4.93 L | ₹10,83,765 Cr | 2024-25 |
| 4 | Chandigarh chandigarh | ₹4.53 L | ₹56,138 Cr | 2023-24 |
| 5 | Telangana telangana | ₹3.88 L | ₹14,87,039 Cr | 2024-25 |
| 6 | Karnataka karnataka | ₹3.81 L | ₹26,03,948 Cr | 2024-25 |
| 7 | Tamil Nadu tamil-nadu | ₹3.62 L | ₹27,92,496 Cr | 2024-25 |
| 8 | Haryana haryana | ₹3.53 L | ₹10,87,269 Cr | 2024-25 |
| 9 | Maharashtra maharashtra | ₹3.09 L | ₹39,57,319 Cr | 2024-25 |
| 10 | Kerala kerala | ₹3.08 L | ₹11,11,229 Cr | 2024-25 |
| 11 | Gujarat gujarat | ₹2.98 L | ₹21,43,869 Cr | 2023-24 |
| 12 | Puducherry puducherry | ₹2.81 L | ₹47,964 Cr | 2024-25 |
| 13 | Andaman and Nicobar Islands andaman-and-nicobar-islands | ₹2.76 L | ₹11,123 Cr | 2023-24 |
| 14 | Uttarakhand uttarakhand | ₹2.74 L | ₹3,24,054 Cr | 2024-25 |
| 15 | Andhra Pradesh andhra-pradesh | ₹2.66 L | ₹14,22,998 Cr | 2024-25 |
| 16 | Himachal Pradesh himachal-pradesh | ₹2.56 L | ₹1,92,794 Cr | 2024-25 |
| 17 | Arunachal Pradesh arunachal-pradesh | ₹2.47 L | ₹39,071 Cr | 2024-25 |
| 18 | Mizoram mizoram | ₹2.35 L | ₹29,234 Cr | 2023-24 |
| 19 | Punjab punjab | ₹2.21 L | ₹7,32,299 Cr | 2024-25 |
| 20 | Tripura tripura | ₹1.93 L | ₹81,051 Cr | 2024-25 |
| 21 | Rajasthan rajasthan | ₹1.85 L | ₹15,24,950 Cr | 2024-25 |
| 22 | Odisha odisha | ₹1.69 L | ₹7,89,680 Cr | 2024-25 |
| 23 | West Bengal west-bengal | ₹1.63 L | ₹16,32,104 Cr | 2024-25 |
| 24 | Chhattisgarh chhattisgarh | ₹1.63 L | ₹5,00,400 Cr | 2024-25 |
| 25 | Assam assam | ₹1.59 L | ₹5,76,920 Cr | 2024-25 |
| 26 | Meghalaya meghalaya | ₹1.57 L | ₹53,821 Cr | 2024-25 |
| 27 | Nagaland nagaland | ₹1.55 L | ₹34,883 Cr | 2023-24 |
| 28 | Jammu and Kashmir jammu-and-kashmir | ₹1.55 L | ₹2,13,010 Cr | 2024-25 |
| 29 | Madhya Pradesh madhya-pradesh | ₹1.53 L | ₹13,46,245 Cr | 2024-25 |
| 30 | Manipur manipur | ₹1.20 L | ₹38,836 Cr | 2023-24 |
| 31 | Jharkhand jharkhand | ₹1.17 L | ₹4,69,605 Cr | 2024-25 |
| 32 | Uttar Pradesh uttar-pradesh | ₹1.09 L | ₹26,00,004 Cr | 2024-25 |
| 33 | Bihar bihar | ₹69,321 | ₹8,99,021 Cr | 2024-25 |
Keep fiscal and long-run lenses separate
The economy page tracks indicators. Budget pages track government receipts, expenditure, schemes, and fiscal choices.
Union Budget 2026
Receipts, expenditure, tax changes, fiscal deficit, and spending priorities.
Tax Devolution to States
Finance Commission shares, annual totals, accounts, and dated releases.
India's Growth Story
A broader cross-sector comparison across decades, including health, education, infrastructure, and digital adoption.
States and UTs
State profiles with budget, debt, capital spending, population, area, and representation context.
Sources9
- MoSPI: Provisional GDP Estimates for FY 2025-26, base year 2022-23mospi.gov.inPDF document
- RBI: Annual Report 2024-25rbi.org.inPublisher page
- Lok Sabha: household savings and liabilities in FY 2024-25sansad.inPDF document
- RBI: Handbook of Statistics on the Indian Economy, 2024-25rbi.org.inPublisher page
- RBI: Per Capita NSDP, state-wiserbi.org.inPublisher page
- RBI: NSDP, state-wiserbi.org.inPublisher page
- Source
- MoSPI national accounts and RBI statistical publications
- Reporting periods
- FY 2020-21 through FY 2025-26, depending on indicator
- Coverage
- GDP, per-capita income, household savings, non-food bank credit, and state-wise NSDP